Your Deposits Are Now Protected Up to $1 Million
Excess Share Insurance
We’re excited to share an important enhancement designed to give you even greater confidence in your financial future. Your deposits are now insured up to $1,000,000 per member through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and additional coverage from Excess Share Insurance (ESI).
What This Means For You
Excess Share Insurance is designed to protect balances above traditional limits, giving our credit union members greater financial security and flexibility.
- You can keep larger balances in one place with confidence
- Your funds have an added layer of security beyond federal insurance
- No action is needed to take advantage of this enhanced coverage. This added protection is automatically included in your NCFCU membership.
Deposit Insurance with YOU in Mind
Your trust means everything to us. By combining the strength of federal insurance with the added protection of ESI, we’re ensuring your savings are safeguarded—today and into the future.
If you have questions about how your accounts are insured or how coverage applies to your situation, our team is here to help.
