Kasasa Cash® Checking
Kasasa Cash® Checking – High-interest Checking
We want to reward you just for being a member. That’s why we offer Kasasa Cash® — free checking that pays you interest, just for doing super simple activities you probably already do. Sounds too good to be true? It gets better, you will receive refunds on ATM withdrawal fees, nationwide.
If you really want to rake in the savings, add a free Kasasa Saver® account to make saving effortless.
Qualifications
- Must have at least 12 Debit Card (requires signature) purchases post and settle during the monthly qualifying cycle
- Must be enrolled in and agree to receive eStatements
- Must have one of the following:
- ACH automatic payment
- Bill Pay
- Direct Deposit post and settle to the account monthly.
Kasasa Cash® Checking
*.05 APY if qualifications are not met. APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.
Kasasa Cash Back® Checking
Kasasa Cash Back® Checking
Cash back on debit card signature/credit purchases
Would you say no to some extra pocket money – we bet not! By using your debit card for everyday purchases, you can earn 3.5% cash back on your VISA® debit card signature/credit purchases, up to $200 per month ($7.00 per month), that’s nice chunk of change every month. As an added bonus, you’ll receive up to $25 in monthly ATM withdrawal fees, nationwide.
Qualifications:
- Must have at least 12 Debit Card (requires signature) purchases post and settle during the monthly qualifying cycle
- Must be enrolled in and agree to receive eStatements
- Must have one of the following:
- ACH automatic payment
- Bill Pay
- Direct Deposit post and settle to the account monthly.
Kasasa Saver® account with Kasasa Cash® Checking OR Kasasa Cash Back® Checking
Build savings automatically while earning a high rate of return.
Take all the pain out of saving with this free Kasasa Saver® account that does the work for you! Free Kasasa Saver® links to your free Kasasa Cash® OR Kasasa Cash Back® checking to make saving effortless. When you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver. Kasasa Saver pays you interest.
Qualifications: Must have one of the Kasasa® Checking Accounts – Kasasa Cash® or Kasasa Cash Back® Checking
Kasasa Saver®
*.05 APY if qualifications are not met. APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.
Feature & Benefits
NCFCU’s traditional checking has no minimum balance to get started, your account will earn dividends if you maintain an average balance over $1,000.
Overdraft Protection
In the event a check arrives for payment and your account does not have sufficient funds, overdraft protection will transfer available funds from your savings account. This service is available three times per month at no charge.
Digital Services
Secure technology to help our members stay connected to their finances! Download our App today from the Apple App Store or Google Play Store.
Surcharge-Free ATMs
Tap into your accounts at any surcharge-free ATM locations provided by CU Dollar using your VISA® Debit Card! Find a Surcharge-Free ATM near you at CU Dollar
*APY=Annual Percentage Yield. Membership restrictions may apply. Qualifications, rules, and limitations apply. Advertised information and rewards based on all account qualifications being met during each cycle period. Contact institution for account details and cycle dates. Federally insured by NCUA. Your Savings Insured To $250,000 Per Account. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $20,000 in your Kasasa Cash account earn a dividend rate of 4.889% resulting in an APY of 5.00% and average daily balances over $20,000 earn a dividend rate of 0.05% on the portion of the average daily balance over $10,000, resulting in a range from 1.00% to 0.14% APY depending on the account’s average daily balance. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11.01.2023. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA Your Savings Insured To $250,000 Per Account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates. Reward Information: When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 2.00% and average daily balances over $100,000 earn a dividend rate of 0.05% on the portion of the average daily balance over $100,000 resulting in a range from 2.00%-1.03% APY depending on the account’s average daily balance. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11.01.2023. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA Your Savings Insured To $250,000 Per Account Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.