Mortgages
Whether you’re buying your first home, upgrading, or refinancing, NCFCU has mortgage options built around you. Our team provides expert guidance every step of the way—and customized loan solutions designed to fit your life today and your goals for tomorrow.
Being an NCFCU member gives you access to:
- Fast & Easy Pre-Qualifications
- Low Closing Costs & Fees
- Purchase and Refinancing Options
- FHA, PHFA, VA Loans and more
Refinancing Your Home
Refinancing?
Why refinance? It makes sense if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvements, debt consolidation or simply lowering your monthly payment.
- Switch from an adjustable-rate loan to a fixed rate mortgage.
- Change from one adjustable-rate loan to another to lower your monthly payment.
- Reduce your interest rate and your monthly payment.
- Build equity faster by shortening the term of your loan to 15 or 20 years.
