Looking for reliable insurance options designed to be simple?

Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone trustworthy – because the right insurance could help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, TruStage™ is here to help protect what matters most. Trust us for all your insurance needs, including Life, Auto & Home, Accidental Death & Dismemberment Coverage and more.

Get an instant, no-obligation quote or explore your coverage options!

TruStage™ Life Insurance

We make TruStage™ Life Insurance policies available to credit union members like you to help protect the people who matter most in your life. Any policy amount could make a difference, because it provides money your loved ones could use to help pay mortgage or rent, day-to-day bills, medical and funeral expenses — whatever is needed most.

TruStage Life Insurance offers coverage that’s underwritten by CMFG Life Insurance Company — with rates designed to be simple and fit your budget.

Any loans from a policy’s cash value are subject to interest and the balance is deducted from your death benefit. Current interest rates are not guaranteed. Guaranteed interest rates are usually considerably lower than current rates. Approval is based on your answers to the questions on the application and information we obtain from other sources.

TruStage™ Accidental Death & Dismemberment

Help protect yourself financially from the unexpected

As a credit union member, you have access to a valuable combination of benefits that could help you prepare financially for some of today’s most serious health risks.

Coverage for accidents

In the event of a covered accident, TruStage pays a cash benefit to your family at a critical time. It’s money your loved ones could use for monthly bills, debts or anything else. If you choose, additional AD&D Insurance is available for you or maybe your entire family at a cost-effective, monthly rate. Your acceptance is guaranteed—with no health questions or medical exam.

Add coverage for Cancer, Heart Attack & Stroke

You can now also add Cancer, Heart Attack & Stroke Coverage. This is a living benefit that pays you $5,000 upon a covered diagnosis. The money you receive could help pay for out-of-pocket medical bills and daily expenses, helping to relieve financial stress while you focus on getting well.

TruStage™ Accidental Death & Dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

TruStage™ Auto Insurance

NCFCU could help save you hundreds on Auto Insurance

If you haven’t gotten an Auto Insurance quote lately, your credit union membership could help you save hundreds of dollars.

Credit union members may qualify for a discount on Auto Insurance through the TruStage™ Auto Insurance Program. You could save big, and it could be simple to switch carriers—without losing any money.

TruStage makes available a powerful mix of savings and popular, member-friendly benefits:

  • Credit union members could save hundreds*
  • Nationally recognized companies
  • Friendly, 24/7 service—even on holidays
  • Discounts for multiple vehicles, good driving and more**
  • Mobile app for easy claims
*Average savings based on a countrywide survey of new customers who reported saving when they switched to Liberty Mutual between 10/2021 and 09/2022. Savings may vary. Comparison does not apply in MA.**Discounts and savings are applicable where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. 1Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only and may be subject to limits. ACCIDENT FORGIVENESS NOT AVAILABLE IN CA. Terms and conditions apply. 3Optional coverage in some states. Availability varies by state. Eligibility rules apply.

TruStage Home Insurance

Help protect your biggest investment—inside and out.

The TruStage Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.

It could help cover damage or loss due to fire, weather, theft and more. And it also helps protect you from liability if an accident happens on your property.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:*

  • Potential savings for [CreditUnionName] members
  • Discounts for multiple policies
  • 24/7 claims, even on holidays
  • Inflation protection
  • Temporary housing assistance when you need it
*Savings validated by survey of participating MA new customers who switched to a Liberty Mutual policy between 10/2021 and 09/2022 with self-reported comparable coverage from their prior carrier. Savings may vary.
TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRASIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All guarantees are based on the claims paying ability of the underwriting company. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Company Inc., American Memorial Life Insurance Company, and Union Security Insurance Company.