Please be assured that our systems are unaffected by CrowdStrike. Rest assured, your account information and personal data remain secure, safe, and accessible. Thank you for your continued trust!

We go the extra mile!

NCFCU makes it easy to get behind the wheel of your next car, offering competitive rates, flexible terms, and a simple application process! Receive fixed-rate financing for new vehicles up to 100% financing plus tax, tags, extended warranty, and gap protection.

Featured Rates

Personal Loans

rates as low as

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Credit Card

as low as

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Auto Loans

rates as low as

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Kasasa Cash® Checking

Up to $20,000

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NCFCU Visa® Credit Card

Always Low Rate – 6.9% APR*

We all have different reasons why we use or want a credit card! Many members rely on it for everyday purchases, some carry their card for emergencies and others choose to increase their purchasing power!

  • No Annual Fees
  • No Cash Advance Fees
  • No Balance Transfer Fees
  • No Transaction Fees
  • 25-Day Interest Free Grace Period
  • Loss of Life, Injury or Illness, and Unemployment Protection Available

*APR = Annual Percentage Rate

Kasasa Cash Checking®

High-interest Checking

Free checking that pays you interest, just for doing super simple activities you probably already do. Sounds too good to be true? It gets better, you will receive refunds on ATM withdrawal fees, nationwide.


  • Must have at least 12 Debit Card (requires signature) purchases post and settle during the monthly qualifying cycle
  • Must be enrolled in and agree to receive eStatements
  • Must have one of the following: ACH Automatic Payment Bill Pay Direct Deposit post and settle to the account monthly.

Why Choose NCFCU

Once a Member, Always a Member! We have been our communities trusted financial institution for over 70 years!

Find out why you should choose NCFCU!

Amazing Rates

NCFCU is proud to offer competitive loan and deposit rates!

Member Rewards

NCFCU is proud to give back to its members in the form of discounted rates and fees on the services used the most!

Financial Calculators

Calculators to help you navigate your financial journey!

Easy & Convenient Digital Services

Secure technology to help our members stay connected to their finances!

What’s New at NCFCU

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