Shares Certificates

NCFCU’s Share Certificates are an excellent way to set aside a specific amount of money and grow it for a specific period of time.

Your deposits are federally insured by the National Credit Union Administration (NCUA).

Share Certificates

Great ways to save money with out the risk of traditional investing. NCFCU Share Certificates are a great way to set aside money, starting at $500, and grow it over a specific period of time. Your savings are then insured for us to $250,000.

% Tiered Dividends so You Earn as You Grow

As your money market grows, so do your dividends. Under $2,500, your rate will be equivalent to our traditional savings account. As your savings grow above $2,500, your rate will increase with your balance. Check out our current rates

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Share Certificates (CD)
Account Type 
Balance Requirements 
Rate 
APY 
6 Months
Account Type
6 Months  
Balance Requirements
$500 
Rate
0.90% 
APY
0.90% 
12 Months
Account Type
12 Months 
Balance Requirements
$500 
Rate
1.10% 
APY
1.11% 
18 Months
Account Type
18 Months 
Balance Requirements
$500 
Rate
3.50% 
APY
3.56% 
30 Months
Account Type
30 Months 
Balance Requirements
$500 
Rate
1.35% 
APY
1.36% 
60 Months
Account Type
60 Months 
Balance Requirements
$500 
Rate
1.50% 
APY
1.51% 

APY = Annual Percentage Yield. Federal Regulations require substantial penalty for early withdrawals. Fees could reduce earnings. Rates are subject to change without notice.

You can open a new account online, or stop by one of branches!

Disclosures