Personal Loans

Everyone needs a little extra sometimes! We understand that life can get a little more expensive sometimes. Personal Signature Loans can help with life’s expenses, whatever they may be.

Signature Fixed-Rate Financing

As Low As 8.24% APR

Consolidate high-interest debt, take a vacation, cover education expenses or just need extra cash, an NCFCU Personal Loan can help!

  • Up to $25,000 for qualified borrowers
  • Up to 60 months financing

Features & Benefits

Repay at any time

You can repay your loan in full at any time with no penalties.

Longer terms and loan amounts available

With a joint application and qualifying credit.

Loss of Life, Injury or Illness, and Unemployment Protection Available

Please see loan department for details.

A young woman is sitting in a new apartment, she is happy in her new home. A young beautiful happy woman is unpacking boxes, she has just moved, she is sitting on the floor.

Personal Loan-Line of Credit

A personal line of credit acts as open-ended credit that is reusable up to the established credit limit. This loan adds liquidity and flexibility to your finances to borrow the money you need when you need it. Best of all, you only pay interest on the amount you have borrowed.

Features and benefits:

  • Repay At Any Time
  • Loss of Life, Injury or Illness, and Unemployment Protection Available
Disclosures