Refinance for a Better Rate Today

If you’re paying too much on a loan at another financial institution, we can help you take control. With our Loan-Elsewhere Advantage, you may qualify for a 0.25% rate reduction or more off your current contracted rate from another institution.

Transfer Your Loan Today & Save Money for Tomorrow

If you currently have a loan with another lender, you may qualify for 0.25% off your existing contracted rate.
To receive the discount, simply provide us with a copy of your current loan contract showing the rate and remaining term.

Refinance an auto loan, personal loan, Home Equity Loan, RV loan or boat loan and get a better rate at NCFCU!

Why Refinance With Us?

  • Transparent, member-focused savings
  • Lower your monthly interest costs
  • Keep your remaining term, or shorten it for faster payoff
  • No unnecessary loan extensions

What You Need to Know:

  • Your refinanced loan amount must match your current payoff amount
  • The loan term can be equal to or shorter than the remaining term (unless GAP or warranty is added)
  • No new money may be added
  • Floor rates apply

Ready to Save?

If you’re paying more than you should, we’re here to help you keep more in your pocket.
Talk to one of our expert loan officers today!

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