Home Equity
Thinking about leveraging the equity in your home? This can be a useful tool to pay for home renovations, education expenses, debt consolidation, and other expenses. At NCFCU, you can select the type of home equity loan that works best for you and your goals.
Fixed Rate Loan
As low as 4.75% APR
85% Loan to Value
$150 application fee for requests under $20,000
Terms up to 15 years
Pennsylvania real estate only
Variable Rate Line of Credit
As low as 8.50% Variable APR
A Home Equity Line of Credit provides you with the flexibility to draw from a lump sum you are qualified to take as you need the money. Payments are based on the amount of the lump sum you have used plus interest each month.
- Rate subject to change quarterly
- 85% Loan to Value
- Maximum Rate 15%
- Minimum Rate 3%
- Rate indexed to the Prime Rate
- Pennsylvania real estate only
