Home Equity Loan
Your home does more than keep you comfortable, it can also help fund your future. With an NCFCU Home Equity Loan, you can tap into your home’s value to move your goals forward.
Whether you’re planning a dream renovation, consolidating debt, paying for education, or covering unexpected expenses, your home’s equity can help you get there.
As an NCFCU member, you’ll benefit from:
- As low as 5.50% APR
- Local Lending Decisions
- Flexible Terms Up to 15 Years
85% Loan to Value
$150 application fee for requests under $20,000
Terms up to 15 years
Pennsylvania real estate only
Variable Rate Line of Credit
As low as 7.25% Variable APR
A Home Equity Line of Credit provides you with the flexibility to draw from a lump sum you are qualified to take as you need the money. Payments are based on the amount of the lump sum you have used plus interest each month.
- Rate subject to change quarterly
- 85% Loan to Value
- Maximum Rate 15%
- Minimum Rate 3%
- Rate indexed to the Prime Rate
- Pennsylvania real estate only
