We Love our Members as a Credit Union!

NCFCU loves our members! This month we are to spreading the love by giving away some sweet prizes. Refer a friend or family member in the month of February to join NCFCU to be eligible to win. Existing members get a chance for every referral to win a brand new tv! It gets sweeter, the member you refer gets a chance to win a stay local basket.💗

Here are some reasons why individuals may choose a credit union:

• Lower Fees: Credit unions often have lower fees compared to traditional banks. They are typically not-for-profit institutions, so any profits they make are returned to their members in the form of lower fees and better interest rates.
• Competitive Interest Rates: Credit unions generally offer competitive interest rates on loans and savings accounts. This can result in lower interest payments on loans and higher returns on savings.
• Customer-Centric Approach: Credit unions are member-owned and operated, meaning that members have a say in the institution’s decision-making processes. This can lead to a more personalized and customer-centric approach to banking.
• Community Focus: Credit unions often have a strong commitment to the communities they serve. They may be more inclined to support local initiatives, charities, and community development projects.
• Personalized Service: Credit unions are known for their personalized service. Since they are smaller than big banks, members may have more direct access to decision-makers and a more personalized experience when dealing with financial matters.
• Financial Education: Many credit unions are committed to financial education and may offer resources to help members manage their finances better. This can include workshops, seminars, and online resources.

Joining a Credit Union for sure has its benefits. NCFCU hopes to see some new faces soon!