“Imagine this: You’re about to make a significant purchase, whether it’s a cutting-edge smartphone, a sleek new car, or a top-of-the-line laptop. The salesperson flashes a tempting offer your way – an extended warranty that promises to protect your investment, but before you dive in, consider this: Are extended warranties a wise safeguard, or are they simply a gamble in disguise? Today, we’ll explore the world of extended warranties and unveil the truth behind this often-debated decision.”

NCFCU members are eligible to purchase our extended warranty, even if you don’t have an Auto Loan financed with us. Be ready for the unexpected and ensure you’re covered in the event of a breakdown sidelines your vehicle. With Mechanical Breakdown Protection from Route 66 Warranty, you can rest easy knowing you are covered. 

Route 66 Warranty’s Plans are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires, which provides added resale value.  

Warranty Features and Benefits: 

• Zero deductible 
• Nationwide coverage 
• 24/7/365 Emergency Roadside Service 
• 30 Day Money-Back Guarantee 
• Transferable 
• Trip Interruption 
• Direct Claims Payments via VISA®/MasterCard® 

What else does NCFCU offer? GAP-Guaranteed Asset Protection: 

GAP is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions. GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle financed or leased with our financial institution. 

How does GAP work? 

The actual cash value of your vehicle is determined by your primary insurance carrier and could be less than the actual balance you owe on your loan. In the event of a total loss or theft, GAP waives the difference between your outstanding loan balance and the actual cash value (ACV) of the vehicle up to the maximum LTV %. GAP may also cover up to $1,000 of your deductible if there is a “gap” after the primary insurance settlement is paid. The deductible is covered as part of the deficiency balance settlement.  

What else can extended warranties be good for? 

• Coverage Extension: Extended warranties cover repair or replacement costs for certain components or systems of the product or vehicle.  
• Duration: Extended warranties can extend coverage for a set number of years or miles, often starting after the manufacturer’s warranty expires.  
• Transferability: Extended warranties are transferable to new owners if you sell the product or vehicle before the warranty expires. This can add value to the item when reselling it. 

Protect your investment with us to make sure you are covered and ready to hit the road! The truth is, why not extend your coverage, to extend your peace of mind! 

For more information about extended warranties call us today to get your vehicle covered or click here -> https://ncfcuonline.org/borrow/auto-loans/auto-essentials/