It’s Time to Retire your Piggy Bank!

It’s Time to Retire your Piggy Bank! featured image

Have some money laying around? NCFCU is offering some great rates on our Share Certificates. Here are some advantages of opening one today!

  • Safety: Share Certificates are insured by the National Credit Union Administration (NCUA) up to certain limits. This makes opening one of these the safest type of investment options available.
  • Predictable Returns: Unlike some other investments whose returns fluctuate with market conditions, the interest rate on a Share Certificate is fixed for the duration of the term. This provides predictability and stability in returns, which can be appealing to those looking to meet specific savings goals.
  • Higher Interest Rates: Share Certificates often offer higher interest rates compared to traditional savings accounts, especially for longer-term Share Certificates. This allows investors to potentially earn more on their savings over time.
  • Variety of Terms: These come with various term lengths, ranging from a few months to several years. This flexibility allows investors to choose a term that aligns with their financial goals.
  • Discipline: Investing in a something like this requires locking up your funds for a predetermined period, which can help promote disciplined saving habits.
  • No Market Volatility: Unlike stocks or mutual funds, the value of a Share Certificate does not fluctuate with market conditions. This shields investors from the day-to-day volatility of the financial markets, offering peace of mind during turbulent times.

For a limited time only, lock in our rate on a 12 or 18 month share certificate! They are a great set-it-and-forget-it way to grow your savings if you do not need immediate access to your funds! All it takes is a minimum investment of $500.00 💰

Details Here!

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